Getty Images 1311617468

Proudly Improving the Lives of our Veterans through Homeownership

Apply For Loan


Submit your information quickly and easily with our top-notch online application system

Get Pre-approved


Stand out from other buyers and shop with confidence after you receive a pre-approval letter

Buy A House


Shop around, make an offer, and move into the home of your dreams


What is a VA Loan?

VA Loans, also known as Veterans Affairs Loans or Military Home Loans, are mortgages backed by the Department of Veterans Affairs. VA Loans were created to specifically help America’s military personal purchase homes even when they may not otherwise qualify. 

You Have Options

We understand that you may not have the time to research all of the different loan programs available or you might not even be aware of most of them. That's why our team of experts is here to help! We will work with you to find the best loan program for your specific situation.

Get Started


VA Loans:

  • Do not require a down payment
  • Require a 580+ credit score
  • Require the borrower to pay a one-time fundraising fee in place of Private Mortgage Insurance
Reach Out


Who Qualifies?

In order to be eligible for a VA Loan, you must be either an active-duty service member, an honorably discharged Veteran who meets certain qualifications, someone who has served more than six years in the National Guard or the Selected Reserve, or a spouse of a service member who died in service.


Other Loan Options

  • Conventional Loans - Conventional Loans are the most common type of home loan, probably due to their many benefits.
  • FHA Loans- An FHA home loan is backed by the government and may be a good option if you have limited savings or a lower credit score.
  • USDA Loans - USDA Loans are home loans that are backed by the US Department of Agriculture.
See Your Options


GET STARTED ON YOUR
PRE-APPROVAL

  • Fill out a loan application, meet with a Loan Officer, and submit your documentation (i.e. your tax returns and bank statements)
  • Receive a pre-approval letter with the specific loan type, loan amount, and interest rate that you qualify for
  • Stand out from other buyers, make a more attractive offer, and simplify (and shorten) your homebuying process
Get Pre-Approved

Compete in Today's Market

There are many home loan options in addition to the ones mentioned above. If you're interested in seeing how Veritas Funding can help you finance your first home, refinance an existing loan, or help you finance your next home you can submit an application here! In the meantime, if you have any questions about Veritas Funding Home Loans, please don’t hesitate to get in touch.

Learn About the Veritas Guarantee


Questions?

If you think a Veritas Funding Home Loan may be right for you, you can submit an application here! In the meantime, if you have any questions about any of our Loan Programs or their requirements, you can chat with our digital assistant, Lydia, or reach out to one of our Loan Officers for help.

Let's Get Started
 

Mortgage Payment Calculator

Just because you know how much a home costs doesn’t mean you know how much your mortgage might be – Your loan type, interest rate, down payment, insurance, and taxes all play a role as well. Try using our Mortgage Payment Calculator to estimate your monthly payments the right way.

Start Tool

Down Payment Calculator

How much money should you really save before purchasing a home? Answer a few simple questions and our Down Payment Calculator will help you understand your options.

Start Tool

Rent vs. Own Calculator

The choice between renting or buying a home is one of the biggest decisions you can make, but our Rent vs. Own Calculator simplifies things. Compare the cost of renting vs. buying by entering a home’s purchase price, loan term, down payment, and more to see the upfront and recurring costs.

Start Tool

Purchasing Power Calculator

If you’ve ever wondered just how much a higher down payment or lower interest rate might affect what homes you can afford, our Purchasing Power Calculator is the tool for you. Compare multiple scenarios side by side to see the difference.

Start Tool
1 / 3
2 / 3
3 / 3