Veritas Funding is the mortgage lender families trust for their home financing needs

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We are committed to making a difference in the lives of our clients and in the communities where we live and work

First Time Buyers Community Outreach

True Commitment

For most people, purchasing a home or refinancing their existing home is the largest financial transaction of their lives. It usually represents a huge investment for most people. We are committed to helping you make the best decision for your individual circumstance and providing the best, most professional service available. Too often, mortgage can be a complicated venture. We make it as easy and as comfortable as possible.

About Us

Tools

You’ll find a lot of boilerplate mortgage tools online. Most of them are too generic to help your decision making in any meaningful way. Our tools are the best available to help you do your own homework/research. Of course, we have professionals ready to help you as well.

Tools

Find Us

We love Utah! We are a Utah company serving Utah’s individual families and community for well over a decade. We have a professional team near you and dedicated to your success.

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The Process

Step 1

Understand your case

Step 2

Apply for a loan

Step 3

Processing your loan

Step 4

Underwriting your loan

Step 5

Clear to close

Step 6

Close your loan

Whether you are purchasing a new or refinancing your existing home, it will be one of the biggest financial transactions in your life. You want to trust that your loan will be handled with care and competence. Mortgage lending has become a highly regulated environment in recent years, adding to the complexity of obtaining home financing. Our team of professionals will guide you through the best process securing your loan.

Our Blog

The Loan Process

Ben Gardner

Everyone attacks buying a home differently. Some people prefer visualizing their home a certain way, others prefer a more practical approach. When you finally decide on the perfect home for you, the significant work comes. For first-time homebuyers, it can be a confusing process. Your loan office...

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[Infographic] FHA Loan Requirements

Veritas Funding

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[Infographic] What is Mortgage Insurance?

Veritas Funding

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How to Resolve Home Repair Issues

Ben Gardner

After there is a contract in place with a buyer and seller, there are some contingencies that need to take place before the closing of the home. Many have to do with the financing, but a major one has to do with the home inspection. As with any significant purchase, no home is perfect. As a way t...

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Credit Scores Explained

Ben Gardner

Sometimes your credit score can be as simple to understand as calculus. Unless you are wealthy, most people will need credit in order to purchase something expensive like a house or car. Knowing this, you should have a basic knowledge of your credit score and how it affects your purchasing power....

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Mortgage Insurance

Ben Gardner

One of the tops signs of a healthy and growing country is the percentage of people that own homes. It is in the best interest of the country to offer multiple options for people to purchase a home. We need to clear up the myth that a potential buyer needs a 20% down payment to get a home. As with...

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Community Outreach

While our purpose is to build our communities and improve lives through home ownership, our commitment to our community doesn’t stop there. We live here. We are part of our communities. As an organization and as individuals, we actively seek out opportunities to build and improve the communities where we live and work.

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First-Time Buyers

For us, very few things compare to enabling an individual or family to own their very first home. We take great care with first-time home buyers to make the process as smart, easy, and stress free as possible.

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Perfect for You

We want to provide the product and service that is perfect for you. We are experts in finding mortgage solutions that work. If there isn’t a good solution to match your goals, we’ll be upfront and tell you honestly. We’ll interface with you how you want and become your true mortgage partner.

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