FHA Hero

First-Time Homebuyers and FHA

Apply For Loan


Submit your information quickly and easily with our top-notch online application system

Get Pre-approved


Stand out from other buyers and shop with confidence after you receive a pre-approval letter

Buy A House


Shop around, make an offer, and move into the home of your dreams


First-Time Homebuyers

Becoming a first-time homeowner is a major milestone that should be celebrated, but the excitement of buying a house can be quickly overshadowed by stress. What type of lender should you work with? What kind of loan should you get? And how long will the whole process take?


You Have Options

We understand that you may not have the time to research all of the different loan programs available or you might not even be aware of most of them. That's why our team of experts is here to help! We will work with you to find the best loan program for your specific situation.


FHA Home Loan

An FHA home loan is backed by the government and may be a good option if you have limited savings or a lower credit score.

An FHA Loan is a mortgage that is insured by the Federal Housing Administration. The program is popular among first-time homebuyers because it allows for low down payments (as little as three percent of the purchase price) and relaxed credit.


The Veritas Way

At Veritas Funding, we go out of our way to ensure our first-time homebuyers are not only initially educated, but continuously informed as well. We make things as simple and straightforward as possible, walk you through every step of the process, and promptly address any concerns or questions you may have. We genuinely care how you feel throughout the entirety of your loan, and we’re more than willing to do whatever we can to improve your homebuying experience.

Conventional Loans

Conventional Loans are the most common type of home loan, probably due to their many benefits – They generally have lower interest rates, more flexible loan terms, and fewer restrictions about what type of home you can buy. However, unlike FHA or VA Loans, Conventional Loans are not issued or guaranteed by the government but are instead backed by private lenders. This means your lender is responsible for your loan if you stop making payments, which is why lenders often have stronger qualification requirements for Conventional Loans.


GET STARTED ON YOUR
PRE-APPROVAL

  • Fill out a loan application, meet with a Loan Officer, and submit your documentation (i.e. your tax returns and bank statements)
  • Receive a pre-approval letter with the specific loan type, loan amount, and interest rate that you qualify for
  • Stand out from other buyers, make a more attractive offer, and simplify (and shorten) your homebuying process

Compete in Today's Market

There are many home loan options in addition to the ones mentioned above. If you're interested in seeing how Veritas Funding can help you finance your first home, refinance an existing loan, or help you finance your next home you can submit an application here! In the meantime, if you have any questions about Veritas Funding Home Loans, please don’t hesitate to get in touch.


Questions?

If you think a Veritas Funding Home Loan may be right for you, you can submit an application here! In the meantime, if you have any questions about any of our Loan Programs or their requirements, you can chat with our digital assistant, Lydia, or reach out to one of our Loan Officers for help.

 
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