Did you know different lenders can offer you drastically different rates and closing costs? It’s true – Even when you supply them with the exact same salary and credit history, it’s unlikely you’ll get the exact same response from two different corporations. And since even just half a percent difference in your interest rate could cost you tens of thousands of dollars over the life of your loan, it’s often wise to get a second opinion.
However, you may have heard that making too many hard credit inquires can harm your credit score. While that is indeed true, what most people don’t know is that multiple credit checks from mortgage lenders within the same 45-day window are recorded on your credit report as a single inquiry. This means that whether you meet with one lender or ten, as long as you do it within the same 45 days, the impact on your credit score stays the same.
Since you now know that shopping around and asking Veritas Funding for a second opinion will 1) likely save you money and 2) not harm your credit, what’s stopping you? I’m sure you’ve compared prices for snacks at the grocery store or for new electronics online… so why wouldn’t you do the same for the biggest purchase of your life?
Don’t settle for the first mortgage quote you hear! Even if you’re already working with someone you trust, we’d love to give you a second quote – cost and obligation free. You can start the easy application process here, but if you still aren’t sold, here are just a few more reasons you should make a stop at Veritas Funding when shopping around:
- We value professionalism: Our team of experts are amazing at creating solutions that work. We are committed to setting accurate expectations for you and delivering on the promises we make. You can expect respectful collaboration with each member of your Veritas Loan Team.
- We specialize in good service: Look through our customer testimonials and you’ll see that we deliver on our promise to provide unparalleled service to our clients. We’re more than willing to communicate with you as frequently and through whatever media that works best for you – You can trust that you’ll receive the individualized focus and attention that you deserve.
- We’re industry experts: The mortgage industry is impacted by ever-changing state and federal regulations, complicated financial markets, national monetary policy, and even geopolitical influences. Our knowledgeable team can help you simply and successfully understand and navigate the lending world all while finding the best mortgage solutions for you.
Purchasing a home is likely the largest investment you’ll ever make in your life, so there’s no reason to not double-check that you’re getting the best deal possible. And the only real way to determine that is to try us out for yourself. Click here now to give us a chance to provide a better mortgage quote and experience.