After more than 20 years of working in the mortgage industry, Pauline Hines is someone you can feel good about trusting.

Whether it’s her teammates, her clients, or even her family members, Pauline has a passion for helping others. She’s known for going above and beyond to find solutions to any problem and will do whatever it takes to help someone succeed.

Outside of work, Pauline enjoys hiking, dancing, going to the beach, and hosting family events. She is a mother of five and a grandmother of two.

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Our Loan Officers are among the most respected, professional and ethical in the industry. On average our team members have 10 years of experience while some have 20 plus years of mortgage expertise. Their experience is put to use as they analyze your mortgage needs and help you achieve your financial goals.

Behind every good Loan Officer is the support of a team of skilled individuals including loan processors, closing officers, and underwriters. Rest assured your loan transaction will be handled by a knowledgeable team from start to finish.

Self Employed

If you’re self-employed, you probably know qualifying for traditional financing can be complicated. Luckily, I’m here to simplify things. Reach out to me today to see how I can help you navigate the home loan process as a self-employed business owner.

Credit

Having trouble qualifying for a home loan? I work with ALL types of credit! Regardless of your financial history or background, I can help find a loan that works for you.

Refinance

Looking to refinance your existing loan? I can absolutely help with that. Whether you’re looking to lower your interest rate, eliminate your mortgage insurance, or even consolidate your debt, I’d love to help. Give me a call today.

First-Time Buyers

Becoming a first-time homeowner is a major milestone that should be celebrated, but the excitement of buying a house can be quickly overshadowed by stress. What type of lender should you work with? What kind of loan should you get? And how long will the whole process take? I specialize in educating and helping first-time buyers through every step of their home loan journey. Contact me today to see how I can help you purchase your first home.

Tools

Want to estimate your future mortgage payment or compare the costs of renting vs. owning? Look no further than our handy Finance Tools, designed to help you get an idea of your options.