Home Loans Made Easy
Apply For Loan
Submit your information quickly and easily with our top-notch online application system
Get Pre-approved
Stand out from other buyers and shop with confidence after you receive a pre-approval letter
Buy A House
Shop around, make an offer, and move into the home of your dreams
Get Pre-Approved Today If you're interested in improving your life through homeownership, please provide your contact information below and a Loan Officer will be in contact. |
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CONVENTIONAL LOAN
- Privately issued/non-government mortgage
- Requires 3-20% down payment
- Requires 700+ credit score
- May require private mortgage insurance (dependent on down payment amount)
FHA LOAN
- Insured by the Federal Housing Administration
- Typically requires 3.5% down payment, but 100% financing is available
- Requires 580+ credit score
- Requires FHA mortgage insurance
USDA LOAN
- Insured by the U.S. Departure of Agriculture
- Only available for homes in less developed/rural areas
- Does not require a down payment
- Requires 600+ credit score
- Does not require mortgage insurance, but does require both an upfront guarantee fee & an annual fee
VA LOAN
- Insured by the Department of Veterans Affairs
- Only available to qualified military vets and active service members
- Does not require a down payment
- Requires 580+ credit score
- Does not require mortgage insurance, but does require a one-time VA funding fee
REFINANCE
- Lower your monthly payment
- Eliminate your Private Mortgage Insurance (PMI)
- Change your loan term
- Reduce your interest rate
- Consolidate your debt
- Get cash out (fund a home remodel, pay college tuition, etc.)
FIRST TIME HOMEBUYER
- Discover the benefits of homeownership
- Determine if buying a home is right for you
- Learn about the mortgage & homebuying process
- Receive detailed information about a variety of home loan & assistance programs
- Find out how to buy a home without a down payment or perfect credit score
REVERSE MORTGAGE
- Allows homebuyers 62 and older to take advantage of their equity, borrow money against their home, and eliminate their monthly mortgage payment
- Provides tax-free income, financial security, and increased retirement options for seniors
- Typically easier to qualify for than a traditional mortgage
GET STARTED ON YOUR
PRE-APPROVAL
- Fill out a loan application, meet with a Loan Officer, and submit your documentation (i.e. your tax returns and bank statements)
- Receive a pre-approval letter with the specific loan type, loan amount, and interest rate that you qualify for
- Stand out from other buyers, make a more attractive offer, and simplify (and shorten) your homebuying process
Mortgage Payment Calculator
Just because you know how much a home costs doesn’t mean you know how much your mortgage might be – Your loan type, interest rate, down payment, insurance, and taxes all play a role as well. Try using our Mortgage Payment Calculator to estimate your monthly payments the right way.
Down Payment Calculator
How much money should you really save before purchasing a home? Answer a few simple questions and our Down Payment Calculator will help you understand your options.
Rent vs. Own Calculator
The choice between renting or buying a home is one of the biggest decisions you can make, but our Rent vs. Own Calculator simplifies things. Compare the cost of renting vs. buying by entering a home’s purchase price, loan term, down payment, and more to see the upfront and recurring costs.
Purchasing Power Calculator
If you’ve ever wondered just how much a higher down payment or lower interest rate might affect what homes you can afford, our Purchasing Power Calculator is the tool for you. Compare multiple scenarios side by side to see the difference.
Get Pre-Approved Today If you're interested in improving your life through homeownership, please provide your contact information below and a Loan Officer will be in contact. |
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