Veritas grow with us

Junior Loan Processor

Veritas Funding

Job
Description

POSITION SUMMARY The Junior Loan Processor plays an important role in the organization by performing several activities related to the company's functions. This role is primarily responsible for, under direct supervision, for assisting the Loan Processors by reviewing files, ordering supporting documents, and other tasks to help the processors prepare mortgage loans for underwriting and closing within Veritas Funding's Company and industry guidelines.

ESSENTIAL DUTIES AND RESPONSIBILITIES The essential functions include, but are not limited to the following:

  • Requests and reviews file documentation, including income/employment verifications, bank statements or verifications of deposit and property valuations; opens escrow and title.
  • Reviews all documentation received for completeness and ensures appropriate data is entered in the company's origination system, and that appropriate documentation is uploaded to the company's paperless file system.
  • Communicates with loan processor regarding documentation needed to process the loan and maintain effective follow up to ensure receipt of needed documents.
  • Assists loan processor to gather information to clear underwriting conditions. Responds to inquiries and follows up with key individuals promptly to resolve problems.
  • Communicates directly with loan officer, loan processor, closer, title companies and insurance companies to ensure that loans close in a timely manner.
  • Assists loan processor to help resolve investor stipulations.
  • Stays up-to-date on all current, applicable industry standards.
  • Maintains complete and accurate information within the Loan Origination System while effectively managing a high volume of loans.
  • Performing other duties as assigned

MINIMUM QUALIFICATIONS (KNOWLEDGE, SKILLS, AND ABILITIES)

  • High school diploma or GED equivalent, must also be 18 years or older.
  • Sound judgment, ability to think critically, including the ability to evaluate facts and data to draw conclusions, determine the downstream impact of decisions and associated risks.
  • Ability to prioritize multiple tasks in a deadline-driven environment; strong sense of urgency and responsiveness.
  • Excellent customer service, interpersonal, verbal and written communication skills
  • Strong detail orientation and highly organized.
  • Demonstrate patience and professionalism when interacting with both internal and external customers.
  • Ethical, with a commitment to company values.
  • Proficiency with data entry, PDF software programs, Microsoft Word, and Excel required

NOTE This job description in no way states or implies that these are the only duties to be performed by the employee in this position. Employees will be required to follow any other job-related instructions and to perform any other job-related duties requested by any person authorized to give instructions or assignments. All duties and responsibilities are essential functions and requirements and are subject to possible modification to reasonably accommodate individuals with disabilities. The requirements listed in this document are the minimum levels of knowledge, skills, or abilities. This document does not create an employment contract, implied or otherwise, other than an "at will" relationship.

The company is an Equal Opportunity Employer, drug-free workplace, and complies with ADA regulations as applicable.




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