For most people, purchasing a home or refinancing their existing home is the largest financial transaction of their lives. It usually represents a huge investment for most people. We are committed to helping you make the best decision for your individual circumstance and providing the best, most professional service available. Too often, mortgage can be a complicated venture. We make it as easy and as comfortable as possible.About Us
You’ll find a lot of boilerplate mortgage tools online. Most of them are too generic to help your decision making in any meaningful way. Our tools are the best available to help you do your own homework/research. Of course, we have professionals ready to help you as well.Tools
Whether you are purchasing a new or refinancing your existing home, it will be one of the biggest financial transactions in your life. You want to trust that your loan will be handled with care and competence. Mortgage lending has become a highly regulated environment in recent years, adding to the complexity of obtaining home financing. Our team of professionals will guide you through the best process securing your loan.
The recommended payment for a monthly mortgage is approximately 28% of your pre-tax income. One way to lower your interest payment, and in turn your monthly mortgage rate, is something called mortgage points.
Whether you know it or not, banks and other financial institutions assign you a number so they can determine your creditworthiness. If you don’t spend wisely, you could have a low score which can deny you things like the ability to get a reasonable rate on a car, home or other large purchase.
Spring break and summertime is a great time to entertain some guests that live far away. A visit from friends or family can be an excellent time for all. When you have your visitors, think about the treatment you want when you go their house.
Homeownership includes tax benefits, provides stability for families, and homes are a significant investment. Homes also offer equity, which is a less understood benefit. What is equity and how does it help a homeowner?
As a homeowner, you want to ensure that your home has the highest value possible. If you are willing to put some money into your home, what are the fixes to focus on? What upgrades are worth it and what ones are better to hold off on?
Curb appeal is the first impression that people will have of your home. Many things make up the visual allure of a house, but the most significant part of the home is the landscaping. Proper landscaping can make the difference between someone wanting to see a house and one moving on from a property.